I often think about my parents and my parents' parents and how well they managed versus how well we've managed. There's the idea in the air that we're somehow lazier, less hard-working. Which maybe we are. But then I also think about all the things they never had to pay for: Health insurance. Internet access. TV. Radio. ATM.
I went across the Verrazano Bridge the other day, something I haven't done in ages. The toll for one passenger car: TEN DOLLARS.
The lower and middle classes have become the cash cows for so many industries at this point. We're cannibalizing ourselves.
And don't forget, to add insult to injury, we have to pay twice as much Social Security as "employees" do. A whopping 15%.
However, I did manage to qualify with enough day job hours to join the Freelancer's Union which gives me affordable (just barely) health insurance. If you haven't looked into it, it could be worth a try.
Lady X, Freelancer's union health insurance is a distant dream; however as artists, we qualify through Fractured Atlas. Our deductible is unmanageable, but the premiums aren't quite as insane as F.U.
Of course, now we've got the paperwork out to apply for Child Health Plus, since income-wise, we definitely qualify. Or rather, LACK of income-wise.
And yes, Chris, things are set up these days so that it's almost impossible to keep your OVERHEAD low. You spend far too much time making calculations like, "how do I get to work without crossing the Verrazano Bridge, because if I pay that toll every day, I'm barely breaking even?"
And also things like--I don't want to pay for a cell phone, but everybody expects me to have a cell phone, and I miss clients if I don't have one, so I guess I have to have one.
And remember the days when you just had a regular old phone bill? Mobile phone bills are insane. We were looking over ours last night and we're being nickel and dimed to death on it. I don't even know how because we hardly use our phones for anything. But slipped in there is a charge for a $10 text message. TEN DOLLARS! What is it? Some dopey service for daily jokes my son sent to without realizing how much it'd cost. Our fault -- except what the hell kind of service provider allows such an obviously evil business to operate on their system? This isn't a matter of pure free enterprise -- like Verizon can say they let anyone do whatever on their phones. Verizon is collecting the bills for this company. Meaning they approve of this service. On what planet is a text message worth ten bucks? Is there any way a text message could be worth that much? It's insane. It's a cheat.
Darlings, where to start? Sometimes I feel as though I have lived a thousand lives in this one, dewy and unlined though my complexion may be. To Tell All may be to intimidate; thus I maintain, at most times, a discreet reserve. But here I share my musings, perhaps revealing the secret to my exquisite poise and charm.
5 comments:
I often think about my parents and my parents' parents and how well they managed versus how well we've managed. There's the idea in the air that we're somehow lazier, less hard-working. Which maybe we are. But then I also think about all the things they never had to pay for: Health insurance. Internet access. TV. Radio. ATM.
I went across the Verrazano Bridge the other day, something I haven't done in ages. The toll for one passenger car: TEN DOLLARS.
The lower and middle classes have become the cash cows for so many industries at this point. We're cannibalizing ourselves.
And don't forget, to add insult to injury, we have to pay twice as much Social Security as "employees" do. A whopping 15%.
However, I did manage to qualify with enough day job hours to join the Freelancer's Union which gives me affordable (just barely) health insurance. If you haven't looked into it, it could be worth a try.
Lady X, Freelancer's union health insurance is a distant dream; however as artists, we qualify through Fractured Atlas. Our deductible is unmanageable, but the premiums aren't quite as insane as F.U.
Of course, now we've got the paperwork out to apply for Child Health Plus, since income-wise, we definitely qualify. Or rather, LACK of income-wise.
And yes, Chris, things are set up these days so that it's almost impossible to keep your OVERHEAD low. You spend far too much time making calculations like, "how do I get to work without crossing the Verrazano Bridge, because if I pay that toll every day, I'm barely breaking even?"
And also things like--I don't want to pay for a cell phone, but everybody expects me to have a cell phone, and I miss clients if I don't have one, so I guess I have to have one.
And remember the days when you just had a regular old phone bill? Mobile phone bills are insane. We were looking over ours last night and we're being nickel and dimed to death on it. I don't even know how because we hardly use our phones for anything. But slipped in there is a charge for a $10 text message. TEN DOLLARS! What is it? Some dopey service for daily jokes my son sent to without realizing how much it'd cost. Our fault -- except what the hell kind of service provider allows such an obviously evil business to operate on their system? This isn't a matter of pure free enterprise -- like Verizon can say they let anyone do whatever on their phones. Verizon is collecting the bills for this company. Meaning they approve of this service. On what planet is a text message worth ten bucks? Is there any way a text message could be worth that much? It's insane. It's a cheat.
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